Credit Claims

Welcome to Credit Claims

We specialise in helping people who have been mis-sold products and services by banks and financial advisors.

We have reclaimed over £8 million for our clients. Our work has been recognised with awards in the 2011 and 2012 Bolton and Bury Business Awards for Customer Excellence. If you feel you have been mis-sold any financial product or service we may be able to help you claim compensation.

We operate across the UK and everything we do is No Win No Fee with nothing to pay upfront.

Our areas of expertise include:

• MIS-SOLD INVESTMENTS:

Have you invested your savings into a risky stock market product like an ISA, Unit Trust or Investment Bond?

Have you lost money as a result of this advice given to you by your bank or financial adviser?

If you can answer yes to these questions you may have a mis-sold investment claim. We have helped many people to reclaim thousands of pounds as a result of bad investment advice. In many cases we find that the true risks associated with these products is not properly explained to customers.

It doesn`t even matter if you no longer have the paperwork, we can still help.

So, if you feel let down by bad advice or have lost money, you too could have an investment claim.

• MIS-SOLD PPI:

Payment Protection Insurance (PPI) has been sold alongside loans, credit cards and mortgages for the past two decades. It was a form of insurance designed to protect customers in case of accident or sickness.

Unfortunately many people sold PPI did not need or want it. The banks have now set aside over £12 billion to pay PPI compensation to customers who have wrongly taken out one of these policies.

If you have had any finance like a loan or credit card then you should pick up the phone and call us. We could get you an average payout of £3000 for your PPI claim. Don`t worry if you don`t have the paperwork, we can still help.

• MIS-SOLD MORTGAGES:

We are dealing with ever increasing numbers of people who think they may have a mis-sold mortgage claim.

Since October 2004 the sale of mortgages has been subject to strict rules and regulations under the Mortgage Code of Business (MCOB). Unfortunately many brokers and lenders have not adhered to those rules and as a result many people have been sold unsuitable mortgages.

If you have had a mortgage with a Sub Prime lender sold through a mortgage broker, there is a chance there may be flaws in the mortgage advice. Many customers were sold these `bad credit` mortgages when a cheaper high st deal would have been more suitable. Many self employed people who were sold `Self Cert` deals may have been eligible for better deals too. Some brokers sold mortgages well past a customers retirement age, without enough consideration about affordability. These are just a few examples of how mis-sold mortgages came about.

If you think you may have a mis-sold mortgage claim, then you should contact us today.

• MIS-SOLD INTEREST RATE SWAPS:

Interest Rate Swaps are complicated insurance products sold to small and medium business customers alongside business loans.

The aim was to protect the customer in case interest rates went too high, meaning the monthly repayments could become unaffordable. The problem was the banks never bothered to explain what would happen if interest rates dropped sharply, as they have done recently. Lots of customers wanting to cancel these expensive insurance policies are faced with very hefty penalties, which again, were rarely explained by the banks.

If you think you may have had a mis-sold Interest Rate Swap, you could be entitled to claim back thousands in compensation.

For more information, call us now on 01204 322804